Tag: travel insurance

This is a featured guest post.  Who couldn’t use a little extra advice these days about their energy costs. 

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With energy prices still rising from the big six suppliers, it’s hard to know exactly how much you should be spending on your energy bill – and, more importantly, how to lower that. There are so many things that you can do around the home such as turning games consoles off to trim the spending, and through changing provider you can save as much as £420 on your tariff!

The trick to this is that through the right research you can compare electricity prices and hit the perfect sweet spot for your family. We can save on anything from energy bills to travel insurance when it comes to comparison, so have a look here and see how managing your bills better can lead to a reduction in expenses.

How to manage your consumption

Global warming is a hotly debated topic as the UK – well, the world – look at ways of moving to renewable energy. And, while it may not be the right time for your family to move to renewable services there are ways that you can help the environment and your bills at the same time. Have a look at these top four ideas:

• Insulation – Make sure that money isn’t literally going out of the windows and doors by ensuring that any cracks and leaks are stopped. Just by doing this, you can save as much as 30% on your energy costs.
• Cold water washing and air-dry – Calculators on energy usage have suggested that just by using cold water instead of hot to wash all of your clothes, you can save more than £100 a year. What’s more is that once this is done, try to save extra by leaving your washing to dry naturally – good for the clothes longevity and good for your pocket.
• Light fittings – If lights are left on for a full year, they cost more than £100 to run. So, with that in mind, if you turn off the lights every time you leave a room and switch to energy saving products then you will be ready to save money on your lighting.
• Unplug – An absolutely crucial one, especially in a full property. Do you leave the television on standby when you leave a room? Is that Xbox running all the time? Anything from this to mobile phone chargers being left in can cost you money, and studies have found that as much as 10% of electricity is used by appliances on standby.

Reducing your bill

Because there is no one company that can possibly claim to offer the cheapest electricity and gas services, finding out how to switch can be extremely cost-effective. Once you’ve understood how to use as little energy as possible, you can look at the other options for who should be your energy provider. To do this, all you need to do is follow a three step guide.

1. Compare the market – Figure out what you’ve been paying in recent months, use a comparison website and see how your tariff compares to others on the market. Calculate how this works in your budget, and then;
2. Choose the new provider – There are plenty of options in the market for you to choose from, and there are many variables to look at. Different areas can have different prices and you need to look at things like tariffs, discounts, incentives, extra charges, payment options and testimonials to ensure you’re getting the right deal.
3. Switch – Contact the chosen supplier and you will be sent a contract to sign. If this goes to plan, then you will be able to switch in about six weeks. Be aware that 28 days notice is needed for the old supplier and any outstanding bills should be paid so the direct debit can be stopped. Then, the new supplier with come, the meter will be updated and you’re good to go.